1. What is treasury management and why would community banks need consulting?
Treasury management consulting helps community banks and credit unions assess, strengthen, and grow their treasury and cash management programs. As community financial institutions, “Treasury Management” includes Business Deposit Accounts (Operating accounts, Money Market & Savings accounts, CDs, Sweep accounts), Payables & Receivables (ACH services, Wires, Remote Deposit Capture, Merchant Services, Online Bill Pay, Expense Management), Liquidity & Cash Flow Optimization (Zero Balance Accounts, Sweeps, Cash Concentration accounts, Investment Options), Information Reporting (Robust Online & Mobile Banking platforms, estatements, Account Analysis), Fraud Prevention (Positive Pay, ACH Blocks/Filtering, Dual Control Capabilities, MFA). Whether you're exploring ways to expand your business product suite, strengthen business relationships, or provide treasury knowledge and/or training for your team, Treascent offers consulting services that align with your goals to drive measurable success. Many community banks don’t have extensive experience with Treasury Management programs or the current capacity to strategically execute a plan alone. At Treascent, we partner with your team to evaluate your current performance, identify growth opportunities, and create a customized blueprint for long-term success.

2. Why should a community bank invest in treasury services?
Treasury services deepen relationships with commercial clients, grow low-cost deposits, and diversify non-interest income. When built strategically, treasury can become a core driver of profitability and client loyalty beyond traditional lending.

3. Who does Treascent work with?
We work exclusively with community banks and credit unions that are ready to strengthen or expand their treasury management function. Whether your institution is just starting to build a treasury program or refining an existing one, Treascent provides the structure, strategy, and accountability to help you reach your goals.

4. What results can we expect from working with Treascent?
You’ll gain clarity, alignment, and measurable progress. Our clients have seen increased treasury adoption, stronger cross-department collaboration, and new revenue opportunities within the first few months of implementation.

5. How do we get started?
The best place to start is to Schedule a discovery call. We’ll confirm alignment, explore where your treasury program stands today, learn about your goals, and map out where Treascent can create the most impact for your team.

6. What makes Treascent different from other consulting firms?
Treascent focuses solely on treasury management for community financial institutions. We understand your unique challenges - limited time, competing priorities, and the need to balance deposits, lending, and client relationships. Our approach is personal, practical, actionable, and built for real-world results.

7. How much do Treascent programs cost?
Treascent offers programs ranging from a one-time Blueprint Strategy Plan your team can execute independently, to full partnership engagements with ongoing support and accountability. Because each program is tailored to your institution’s goals, timelines, and priorities, pricing is customized to ensure alignment and measurable results.

8. Do you offer virtual or onsite consulting?
We can do both. Treascent works with clients across the U.S. through a mix of virtual strategy sessions and onsite engagements as requested. We’ll explore the best fit during your discovery call.

9. How do I know if my institution is ready for a treasury growth initiative?
If your leadership team sees opportunity in treasury but lacks a unified plan, or if your commercial clients need better tools to manage their cash flow, it’s time. A short discovery call will help us determine the best starting point. → Schedule a discovery call

10. Where can I learn more about treasury management best practices?
Explore our Resources section or LinkedIn Page for articles and tools on treasury growth, team alignment, and client experience. You can also join the waitlist for the upcoming Treasury Lab membership community designed for community bank leaders in treasury management.